Website Terms & Conditions
Effective Date: August 16, 2026
These Website Terms & Conditions (“Terms”) govern your use of pfiagency.net, operated by Partners First Insurance (“Partners First,” “we,” “us,” or “our”).
By using this website, you agree to these Terms. If you do not agree, please do not use the website.
Website Information
The content on this website is provided for general informational purposes.
Insurance products, coverage availability, eligibility, limits, exclusions, pricing, and underwriting requirements vary by insurance carrier, applicant, policy, and jurisdiction.
Information on this website should not be interpreted as a guarantee that a particular insurance product, rate, carrier, coverage, or policy term is available to you.
No Insurance Coverage Is Bound Through the Website
Submitting a website form, sending an email or text message, leaving a voicemail, requesting a quote, or otherwise contacting Partners First does not create, bind, modify, renew, extend, or cancel insurance coverage.
Coverage is effective only when it has been confirmed through the appropriate insurance process by an authorized representative and, where applicable, accepted or issued by the insurance carrier.
Do not rely on an electronic message or website submission to make time-sensitive changes to insurance coverage.
If you need to make an immediate change to an existing policy, please contact Partners First directly and confirm that your request has been received and completed.
Quotes and Applications
Any insurance quote provided through or following use of this website is an estimate based on the information available at the time.
Quotes are subject to underwriting, verification of information, carrier guidelines, eligibility requirements, policy terms, and final carrier approval.
A quote is not an insurance contract and does not guarantee coverage or pricing.
You are responsible for providing complete and accurate information when requesting insurance assistance or applying for coverage.
Policy Terms Control
Descriptions of insurance products or coverage on this website are summaries only.
Actual coverage is governed exclusively by the terms, conditions, definitions, limits, endorsements, exclusions, and other provisions of the applicable insurance policy or contract.
If information on this website differs from the terms of an issued policy, the policy controls.
No Legal, Tax, Financial, or Other Professional Advice
Insurance information on this website is not legal, tax, accounting, investment, or financial advice.
You should consult an appropriately qualified professional regarding questions outside the scope of insurance services provided by Partners First.
Third-Party Insurance Carriers and Services
Partners First is an independent insurance agency and may provide information about products offered by third-party insurance carriers.
References to a carrier, product, service, or third-party website do not guarantee availability, eligibility, pricing, or coverage.
Third-party websites are operated independently of Partners First. We are not responsible for their content, availability, privacy practices, security, or terms of use.
Website Accuracy
We make reasonable efforts to keep website information accurate and current, but insurance products, laws, carrier requirements, rates, and underwriting standards may change.
We do not guarantee that all website content will always be complete, current, error-free, or applicable to every situation.
If you have a question about coverage or information shown on this site, contact Partners First directly.
Acceptable Use
You agree not to use this website:
- for unlawful, fraudulent, or abusive purposes;
- to attempt unauthorized access to the website, server, forms, or systems;
- to introduce malware or other harmful technology;
- to interfere with the operation or security of the website;
- to impersonate another person or misrepresent information; or
- to copy or exploit website content in violation of applicable intellectual-property laws.
Intellectual Property
Unless otherwise indicated, the text, design, branding, graphics, website layout, and original content on this website are owned by or licensed to Partners First Insurance and are protected by applicable intellectual-property laws.
Third-party logos, trademarks, carrier names, and other intellectual property remain the property of their respective owners.
Privacy
Your use of this website is also subject to our Privacy Policy.
Additional privacy notices may apply if you apply for, purchase, or maintain an insurance product.
Electronic Communications
When you contact Partners First electronically, you consent to receiving communications relating to your inquiry through the contact information you provide, subject to applicable law.
Electronic communications do not replace any notices, disclosures, signatures, or other requirements that must be provided or completed in a particular manner under applicable insurance law or policy terms.
Website Availability
We may change, suspend, update, or discontinue any part of this website at any time.
We cannot guarantee uninterrupted or error-free access to the website.
Disclaimer of Warranties
To the extent permitted by law, this website and its content are provided on an “as available” basis without warranties regarding accuracy, availability, completeness, or suitability for a particular purpose.
Nothing in these Terms alters any rights or obligations established by an actual insurance policy or applicable law.
Limitation of Liability
To the extent permitted by applicable law, Partners First Insurance will not be liable for losses arising solely from reliance on general website content, inability to access the website, or use of third-party websites linked from this site.
Nothing in these Terms is intended to limit liability where liability cannot lawfully be limited.
Governing Law
These Terms are governed by the laws of the State of North Carolina, without regard to conflict-of-law principles.
Changes to These Terms
We may revise these Terms periodically to reflect changes in our website, services, practices, or legal requirements.
The version posted on this website and identified by the Effective Date above will be the current version.
Contact Us
If you have questions about these Terms, contact:
Partners First Insurance
219 N Boylan Ave, Ste 200
Raleigh, NC 27603
Phone: 919-356-3607
Email: corey@pfiagency.net